Resident Limits & Starting Practice Programs

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IDU Introduces Resident Limits & Starting Practice Programs!

Enhanced Solutions for Medical Residents and Business Professionals

At IDU, we understand that medical residents and professionals finishing higher education, graduating, and starting off in their careers are both schedule-loaded and in a vulnerable period of their financial wellbeing. However, we also recognize that this employment path is typically a victorious and profitable one! To address the needs of this budding market segment, IDU, Inc. has a new and exciting program that offers enhanced Income and Business Overhead Expense Protection for these promising professionals.

This specialized disability insurance program will broaden the business opportunities of our external partners by enabling them to gain more traction with their medical resident and white-collar start-up clients early in their careers. While Domestic Carriers can provide some insurance solutions for these client profiles, the options are often restrictive and limited, particularly for individuals just starting a business venture or those with pre-existing conditions. To augment available insurance protections IDU created their Resident Limits & Starting Practice Programs.

White-Collar Occupations Accepted Occupations: ·     Attorney ·     Accountant ·     Computer Science / IT ·     Engineer ·     Architect ·     MBA Student *Must be in last 2 years of degree program/first 2 years of start up business Medical & Dental Occupations All Specialities Accepted Other Than: ·     Nursing ·     Chiropractor ·     Medical Techs ·     Physician or Surgical Assistant ·     Podiatrists *Must be in last 2 years of degree program/first 2 years of start up business

By helping this client-base secure vital financial protections early on in their careers, our brokers and agents will secure lasting, trust-filled relationships with their clients that enable them to potentially capture greater future business as these professionals continue to succeed.

Whether your client is a medical or white-collar professional in the early steps of their career, we are here to provide guidance and support in the adventurous and financial risk of starting a professional practice!  Click Here for Further Inquires on this Program!

‌ ‌ ‌ IDU, Inc. Springfield, Miami, London 1.800.954.6182 www.iduinc.com

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Accept NO Limitations!

Accept NO Limitations! We are ready to take that RISK! IDU, Inc. is the undisputed industry leader of underwriting and issuing high limit personal income disability protection for Impaired Risks in the Domestic and Excess Market. Our combined team of expert underwriters have mastered the technique of conquering tough cases and offering creative coverage plans that provide a variety of solutions for all types of client profiles. Our unique and unmatched offers include multiple products, features, and pricing options in the Domestic and Surplus Lines Markets.  Many carriers have tried to replicate our aggressive underwriting in the Impaired Risk DI market, however, IDU underwriters with over 100 years combined experience are second to none in this market.  IDU underwriters brought the impaired risk disability product to the market in the US, over thirty years ago. As pioneers in this risk niche we understand the role disability insurance plays in securing one’s wellbeing. This is why our team at IDU believes that all individuals should be able to secure personal income protection. IF IDU CAN'T SAY YES, NO ONE CAN! Clients with pre-existing medical conditions and high-risk occupations are at a coverage deficit, especially if they are also high risk income earners. IDU has multiple solutions for clients with moderate to severe medical conditions.   Our underwriters can consider disability coverage for clients with: ·     Height and weight concerns ·     Type I & II Diabetes ·     Cancer History ·     Multiple Sclerosis ·     Crohn’s Disease ·     Systemic Lupus ·     Musculoskeletal Impairments ·     Sleep Apnea ·     Drug & Alcohol History ·     Mental/Nervous Conditions IDU offers coverage to clients for many additional medical conditions that cannot be insured in the traditional or surplus lines markets. Learn more about our Impaired Individual Disability Insurance, and take advantage of IDU’s industry leading experience:  https://www.iduinc.com/Individualdisabilityinsuranceimpaired ‌ ‌ ‌ IDU, Inc. Springfield, Miami, London 1.800.954.6182 www.iduinc.com Contact Us