Entertainment Insurance

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Even Entertainers Need Income Protection in a Pandemic...

Although we see our favorite stars and A-list celebrities as untouchable, a drastic loss of income for these clients can feel confining and traumatic compared to their luxury lifestyle. Income protection insures people’s paychecks against a disability, this protection also pertains to actors, musicians, models, broadcasters, producers, directors, and others in the entertainment industry from lost income due to an inability to perform.

International Disability Underwriters provides a variety of coverage options to help protect entertainers and entertainment companies from such losses, including losses caused by cancelled events, lost endorsement deals and many more potential scenarios.

Entertainers, studios, and performance companies can purchase similar coverage that professional sports teams and athletes use to protect themselves in the event a sports star is incapacitated due to accident, injury, or illness.

Roll Out the Red Carpet & Insure Your Clients Talent Today

Types of Coverage:

· Income Protection

· Key Person Disability

· Contract Guarantee

· Contractual Protection Insurance

· Death, Disgrace & Disability

· High Limit Accidental Death

· Event Cancellation

Target Markets:

· Actors / Performers

· Authors / Writers / Journalists

· Directors / Producers

· Music Industry Professionals

· Film & Theater Industry

· Agents & Business Managers

· Event Promotors

· Venue Operators

Real Life Solutions

Personal Disability Income Protection:

A new, popular Musician receives a contract to appear on a reality talent show which will bring in a seven-figure payday. In order to protect this contractual income as well as their historical earnings from performances and records, the Musician purchases a personal disability income protection policy with a monthly benefit of $50,000 paid out over 36 months, followed by a lump sum of $1,200,000. This policy, with a total aggregate of $3M, will protect the client in both the case of a temporary as well as a permanent, catastrophic disability.