IDU, Inc - International Disability Underwriters: players

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Coverage for Champions

Change the Game with IDU's Sport Protection!

Athletes, just like the sports they play, vary widely by performance, earning potential, and risk factors.

At IDU, Inc. we understand the complexity and uniqueness of athlete’s insurance needs in both the professional, collegiate, and amateur levels. For these diverse needs, we offer a suite of different insurance products securing risks such as: contract indemnification, income protection, loan & sponsorship agreements, and much more!

Types of Coverage:

· Draft Protection

· Temporary Disability

· Permanent Disability

· Contract Guarantee

· Future Contract Valued

· Death, Disgrace & Disability

Target Markets:

· Top Round Draft Picks

· Coaches, Managers & Referees

· Basketball, Baseball, Football

· Hockey, Golf & Tennis

· Miscellaneous, Extreme & Amateur Sports

By leveraging IDU’s dedicated and knowledgeable sports unit, our Brokers and Agents are able to offer comprehensive, superior solutions to all their client’s in this niche market space.

The inherent nature of this industry requires these individuals to constantly be at the top of their game, and often with large sums on the line, making the risk of loss due to a death or disability that much more significant.

Give these important client opportunities the white-glove handling they deserve by utilizing IDU, Inc.’s consultative sports expertise!

Real Life Solutions

High-Limit Personal Income

A championship Pro-Golfer is gearing up for a season comprised of several national tournaments to include the PGA. To protect their projected prize earnings the player purchases a high-limit disability policy from IDU which pays out a weekly benefit in case a Temporary Disability prevents them from participating in events; the policy also includes a $20,000,000 lump sum benefit should this player suffer a catastrophic permanent disability causing them to never be able to professionally compete again.

Loan Protection: Death, Disgrace & Disability

A Professional Football Player seeking income continuation will be taking out an off-season loan, however before the agreement can be finalized the lending agency requires insurance benefits to indemnify them should the player lose their team contract, eliminating their income and ability to pay back the loan obligation. The Player’s financial team helps him secure a Death, Disgrace & Disability Policy through IDU that will be owned and paid for by the player with the bank as named beneficiary.